SmartCredit.io

AI-driven self-custodial neobank. DeFi fixed-term/fixed-interest loans for the borrowers. Personal fixed income funds for the lenders. Fixed-rate leveraged Lido staking for investors.

SmartCredit.io is an AI-driven self-custodial neobank. SmartCredit.io has 20'000 registered users.

Platform offers:

• Fixed-term, fixed-interest-rate collateralized loans for the borrowers

• Personal Fixed Income Funds for the lenders

• Fixed Rate Leveraged Lido staking for the investors

• Portfolio MCP for calculating risk/reward optimized portfolios in the chat mode

• Effective use of Collateral via the Positions Monitoring System

• Fiat on-ramp/off-ramp

• Borrow/Lend SDK for integrations for other wallets and platforms

• Staking and Rewards for the users

SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. See more in the Regulations.

SmartCredit.io does not have bank-run risks like Aave, Compound, or other money-market-based lending systems.

The Vision of SmartCredit.io is to offer all the financial services that traditional banks offer. However, self-custodial.

Tutorial videos:

• Video "SmartCredit.io intro"

• Video "How to borrow?"

• Video "How to borrow 1'000 USD stablecoins?"

• Video "How to connect your wallet with notifications?"

• Video "How to earn stable recurring income with Fixed Income Funds?"

• Video "How to mix variable interest rate and fixed interest rate?"

• Video "How to earn 50% + with borrowing?"

• Video "How to earn 30% + with lending?"

• Video "How to earn 15%+ on your collateral value?"

• Video "How to earn with staking?"

Further info

• SmartCredit.io: https://SmartCredit.io

• Twitter: https://twitter.com/Smartcredit_io

• Telegram: https://t.me/SmartCredit_Community