SmartCredit.io
ApplicationTwitterTelegramLinked In
  • SmartCredit.io
  • Fixed-term/Fixed-rate Borrowing/Lending
    • How are loan requests matched?
    • Credit Lines
    • Fixed-Income Funds
    • Fixed Loan Term
    • Fixed Interest Rate
    • Efficient use of Collateral
    • Positions Monitoring System
    • No Bank Run Risks
    • Collaterals
    • Collateral Ratios
    • Liquidations
    • Loss Provision Fund
    • Oracles Integration
    • Fiat On-Ramp/Off-Ramp
    • Borrow/Lend SDK and Widgets
      • Use Cases
      • Borrow/Lend SDK
        • Borrowing SDK
          • Authentication
            • Auth Challenge
            • Authenticate
          • Validators
          • Collateral Ratio
          • Credit Line
            • Get Credit Lines
            • Create Credit Line
          • Loan Request
            • Calculate Collateral Amount
            • Sign Loan Request
            • Create Loan Request
          • View Loans
            • All Loans
            • Single Loan
          • Deposit Collateral
            • Deposit collateral for ETH
            • Deposit Collateral for ERC20
          • View Collateral
            • Locked Collateral
            • Unlocked Collateral
          • Repay Loan
            • Repay ETH Loan
            • Repay ERC20 Loan
          • Terminate Loan
          • Liquidation
            • Liquidation Probability
            • Increase Collateral for ETH
            • Increase Collateral for ERC20
        • Lending SDK
          • Authentication
            • Auth Challenge
            • Authenticate
          • Create FIF
          • Get FIF List
          • Deposit in FIF
            • Deposit ETH
            • Deposit ERC20
          • Withdraw FIF
          • Terminate FIF
      • Borrow/Lend UI Widgets
        • WordPress Integration
          • Borrowing Widget WordPress Plugin
            • Integration
          • Lending Widget WordPress Plugin
            • Integration
        • JS Integration
          • Borrowing Widget Integration
          • Lending Widget Integration
  • Fixed-term/Fixed-rate Leveraged Lido staking
    • Start leveraged staking
    • Regular finishing
    • Early finishing
    • Positions Monitoring
    • Platform Fees
  • How to earn?
    • Earning via Rewards
    • Earning via Fixed-Term/Fixed-Rate
    • Earning via Leverage Lido Staking
  • Staking and Rewards
    • Borrower and Lender Bonus Rewards
    • Staking
    • Gasless Re-staking
    • Integrator Rewards
    • Affiliate Program
  • Security
    • Audits
    • AI-based Crypto Transactions Monitoring
    • Bug Bounties
  • Regulations
    • Peer-to-Pool-to-Peer Business Models
    • Peer-to-Peer Business Models
    • Offering Access to the Securities Products
    • Crypto Transactions Monitoring
  • Roadmap
    • Release 1.0 - Foundation
    • Release 1.1 - Fixed Income Funds
    • Release 1.2 - Credit Lines
    • Release 1.3 - UI & AI
    • Release 1.4 - Fixed Rate Leveraged Lido Staking
    • Release 1.5 - Simple and Advanced Borrowing
    • Release 1.6 - Islamic Banking
  • Our Token
  • Partners
  • Revenue Model
  • FAQs
  • Tutorials
  • Social Media Channels
  • AI-driven Decentral Autonomous Bank
Powered by GitBook
On this page
  • Following notifications will be sent to the users:
  • Tutorial videos:
  • Further info
  1. Fixed-term/Fixed-rate Borrowing/Lending

Positions Monitoring System

SmartCredit.io has positions monitoring system, which will notify the borrowers if the liquidation's probability will increase

PreviousEfficient use of CollateralNextNo Bank Run Risks

Last updated 6 months ago

Practically in all borrowing/lending systems, the borrowers have to monitor their positions daily - either the borrowers need to add more collateral or to pay back parts of the loans. Additionally, some external systems have emerged, that monitor the borrower's positions. However, only a small part of the money-market-fund users is using these external systems. This means most borrowers have to do daily risk management themselves ...

SmartCredit.io addresses this situation differently:

  • The loans are created on the liquidation's probability of 5% (some advanced mathematics is there in the background)

  • Assuming a stable market - the liquidation's probability will sink with every day passed

  • In case of adverse market conditions - if the collateral value is declining - the system starts to notify the borrowers if liquidation probability increases to 15%

Borrowers will receive these notifications via telegram bot. Every borrower can subscribe to the SmartCredit.io bot via the "Profile" section, see this short video "?" for an explanation.

And the key difference between our integrated monitoring system and others - everything is based on the probabilities. The information is prepared for the user, so that the user can decide:

  • ignore increased liquidation probability

  • Pay back parts of the loan

  • Increase collateral

More info about .

Following notifications will be sent to the users:

  • Liquidation probability of loan has increased (starts from 15% probability, stops when probability is below 15%)

  • Loan is funded

  • Loan repayment deadline is closing

  • Loan request is cancelled (for example because collateral was not transferred)

  • User received staking rewards

  • User received borrower / lender bonus rewards

  • User received any other rewards

Tutorial videos:

Further info

Video ""

Video ""

Video ""

Video ""

Video ""

Video ""

Video ""

Video ""

Video ""

Video ""

SmartCredit.io:

Twitter:

Telegram:

How to subscribe to notifications
Liquidations
SmartCredit.io intro
How to borrow?
How to borrow 1'000 USD stablecoins?
How to connect your wallet with notifications?
How to earn stable recurring income with Fixed Income Funds?
How to mix variable interest rate and fixed interest rate?
How to earn 50% + with borrowing?
How to earn 30% + with lending?
How to earn 15%+ on your collateral value?
How to earn with staking?
https://SmartCredit.io
https://twitter.com/Smartcredit_io
https://t.me/SmartCredit_Community