Our Token

SMARTCREDIT token is the native token of the platform.

Listings

The plan for 4.11.2024–4.11.2025

Planned Statistics:

Circulating tokens at 4.11.2024–2,409,072
Circulating tokens on 4.11.2025–2,810,584

Planned Usage:

Bonus Rewards for the Borrowers and Lenders on Ethereum — 4’401 tokens per week, 228,862 tokens per year, 9.5% inflation
Staking rewards for the Holders — 2’316 tokens per week, 120,454 tokens per year, 5.00% inflation
Marketing tokens — 12,045 tokens annually, 0.50% inflation
Team tokens — 40,151 tokens, 10% of the annualized inflation, to be allocated at 4.11.2025
Inflation per year — 16.67%

Token usage 4.11.2023–4.11.2024

Summary:

Circulating tokens on 4.11.2023–2,063,936
Circulating tokens on 4.11.2024–2,409,072

Statistics:

Bonus Rewards for the Borrowers and Lenders on Ethereum — 3’771 tokens per week, 196,074 tokens per year, 9.50% inflation
Staking rewards for the Holders — 2’004 tokens per week, 104,229 tokens per year, 5.05% inflation
Marketing tokens — 10,320 tokens annually, 0.50% inflation
Team tokens — 34,514 tokens, 10% of the annualized inflation, to be allocated at 4.11.2024
Inflation per year — 16.72%

Token usage 4.11.2022–4.11.2023

Statistics:

Circulating tokens at 4.11.2022–1'931'965
Tokens circulation on 4.11.2023–2,065,070

Statistics:

Bonus Rewards for the Borrowers and Lenders on Ethereum — 3'158 tokens per week, 164'217 tokens per year, 8.5% inflation
Bonus Rewards for the Borrowers and Lenders on Binance Smart Chain— not yet launched; reward tokens were not used
Bonus Rewards for the Borrowers and Lenders on Polygon — not yet launched; reward tokens were not used
Staking rewards for the Holders — 2'415 tokens per week, 125'578 tokens per year, 6.5% inflation
Integrator Bonus Rewards — 14'490 tokens annually, 0.75% inflation
Marketing tokens — 14'490 tokens annually, 0.75% inflation
Team tokens — 13,197 tokens, 10% of the annualized inflation, to be allocated at 4.11.2023
Liquidity adjustments — -200'000 tokens, -10.4% annual inflation
Inflation per year — 6.8%

Initially, planned inflation was 28.9% per year. Due to the crypto winter, we suppressed the inflation, resulting in a 6.8% annual inflation.

Tokens usage 4.11.2021–4.11.2022

Statistics:

Circulating tokens at 4.11.2021–1'511'381
Tokens circulation on 4.11.2022–1'931'965

Additional tokens were used as follows:

Bonus Rewards for the Borrowers and Lenders — 83'665 tokens
Staking rewards for the Holders — 125'483 tokens
Integrator Bonus Rewards — 30'000 tokens
Marketing tokens — 90'000 tokens
Team tokens — 36'572 tokens — 10% of the annualized inflation, allocated at 4.11.2022
Unlocked treasury tokens — 54'864 tokens
Inflation — 27.8%

Initially, planned inflation was 36%. However, bonus and staking rewards were activated from April 2022 only; therefore, the final inflation is 27.8%.