SmartCredit.io
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  • SmartCredit.io
  • Fixed-term/Fixed-rate Borrowing/Lending
    • How are loan requests matched?
    • Credit Lines
    • Fixed-Income Funds
    • Fixed Loan Term
    • Fixed Interest Rate
    • Efficient use of Collateral
    • Positions Monitoring System
    • No Bank Run Risks
    • Collaterals
    • Collateral Ratios
    • Liquidations
    • Loss Provision Fund
    • Oracles Integration
    • Fiat On-Ramp/Off-Ramp
    • Borrow/Lend SDK and Widgets
      • Use Cases
      • Borrow/Lend SDK
        • Borrowing SDK
          • Authentication
            • Auth Challenge
            • Authenticate
          • Validators
          • Collateral Ratio
          • Credit Line
            • Get Credit Lines
            • Create Credit Line
          • Loan Request
            • Calculate Collateral Amount
            • Sign Loan Request
            • Create Loan Request
          • View Loans
            • All Loans
            • Single Loan
          • Deposit Collateral
            • Deposit collateral for ETH
            • Deposit Collateral for ERC20
          • View Collateral
            • Locked Collateral
            • Unlocked Collateral
          • Repay Loan
            • Repay ETH Loan
            • Repay ERC20 Loan
          • Terminate Loan
          • Liquidation
            • Liquidation Probability
            • Increase Collateral for ETH
            • Increase Collateral for ERC20
        • Lending SDK
          • Authentication
            • Auth Challenge
            • Authenticate
          • Create FIF
          • Get FIF List
          • Deposit in FIF
            • Deposit ETH
            • Deposit ERC20
          • Withdraw FIF
          • Terminate FIF
      • Borrow/Lend UI Widgets
        • WordPress Integration
          • Borrowing Widget WordPress Plugin
            • Integration
          • Lending Widget WordPress Plugin
            • Integration
        • JS Integration
          • Borrowing Widget Integration
          • Lending Widget Integration
  • Fixed-term/Fixed-rate Leveraged Lido staking
    • Start leveraged staking
    • Regular finishing
    • Early finishing
    • Positions Monitoring
    • Platform Fees
  • How to earn?
    • Earning via Rewards
    • Earning via Fixed-Term/Fixed-Rate
    • Earning via Leverage Lido Staking
  • Staking and Rewards
    • Borrower and Lender Bonus Rewards
    • Staking
    • Gasless Re-staking
    • Integrator Rewards
    • Affiliate Program
  • Security
    • Audits
    • AI-based Crypto Transactions Monitoring
    • Bug Bounties
  • Regulations
    • Peer-to-Pool-to-Peer Business Models
    • Peer-to-Peer Business Models
    • Offering Access to the Securities Products
    • Crypto Transactions Monitoring
  • Roadmap
    • Release 1.0 - Foundation
    • Release 1.1 - Fixed Income Funds
    • Release 1.2 - Credit Lines
    • Release 1.3 - UI & AI
    • Release 1.4 - Fixed Rate Leveraged Lido Staking
    • Release 1.5 - Simple and Advanced Borrowing
    • Release 1.6 - Islamic Banking
  • Our Token
  • Partners
  • Revenue Model
  • FAQs
  • Tutorials
  • Social Media Channels
  • AI-driven Decentral Autonomous Bank
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On this page
  • Listings
  • The plan for 4.11.2024–4.11.2025
  • Token usage 4.11.2023–4.11.2024
  • Token usage 4.11.2022–4.11.2023
  • Tokens usage 4.11.2021–4.11.2022
  • Tokens usage 4.11.2020–4.11.2021
  • More Data
  • Additional info:
  • Further info

Our Token

SMARTCREDIT token is the native token of the platform.

PreviousRelease 1.6 - Islamic BankingNextPartners

Last updated 5 months ago

Listings

The plan for 4.11.2024–4.11.2025

Planned Statistics:

  • Circulating tokens at 4.11.2024–2,409,072

  • Circulating tokens on 4.11.2025–2,810,584

Planned Usage:

  • Bonus Rewards for the Borrowers and Lenders on Ethereum — 4’401 tokens per week, 228,862 tokens per year, 9.5% inflation

  • Staking rewards for the Holders — 2’316 tokens per week, 120,454 tokens per year, 5.00% inflation

  • Marketing tokens — 12,045 tokens annually, 0.50% inflation

  • Team tokens — 40,151 tokens, 10% of the annualized inflation, to be allocated at 4.11.2025

  • Inflation per year — 16.67%

Token usage 4.11.2023–4.11.2024

Summary:

  • Circulating tokens on 4.11.2023–2,063,936

  • Circulating tokens on 4.11.2024–2,409,072

Statistics:

  • Bonus Rewards for the Borrowers and Lenders on Ethereum — 3’771 tokens per week, 196,074 tokens per year, 9.50% inflation

  • Staking rewards for the Holders — 2’004 tokens per week, 104,229 tokens per year, 5.05% inflation

  • Marketing tokens — 10,320 tokens annually, 0.50% inflation

  • Team tokens — 34,514 tokens, 10% of the annualized inflation, to be allocated at 4.11.2024

  • Inflation per year — 16.72%

Token usage 4.11.2022–4.11.2023

Statistics:

  • Circulating tokens at 4.11.2022–1'931'965

  • Tokens circulation on 4.11.2023–2,065,070

Statistics:

  • Bonus Rewards for the Borrowers and Lenders on Ethereum — 3'158 tokens per week, 164'217 tokens per year, 8.5% inflation

  • Bonus Rewards for the Borrowers and Lenders on Binance Smart Chain— not yet launched; reward tokens were not used

  • Bonus Rewards for the Borrowers and Lenders on Polygon — not yet launched; reward tokens were not used

  • Staking rewards for the Holders — 2'415 tokens per week, 125'578 tokens per year, 6.5% inflation

  • Integrator Bonus Rewards — 14'490 tokens annually, 0.75% inflation

  • Marketing tokens — 14'490 tokens annually, 0.75% inflation

  • Team tokens — 13,197 tokens, 10% of the annualized inflation, to be allocated at 4.11.2023

  • Liquidity adjustments — -200'000 tokens, -10.4% annual inflation

  • Inflation per year — 6.8%

Tokens usage 4.11.2021–4.11.2022

Statistics:

  • Circulating tokens at 4.11.2021–1'511'381

  • Tokens circulation on 4.11.2022–1'931'965

Additional tokens were used as follows:

  • Bonus Rewards for the Borrowers and Lenders — 83'665 tokens

  • Staking rewards for the Holders — 125'483 tokens

  • Integrator Bonus Rewards — 30'000 tokens

  • Marketing tokens — 90'000 tokens

  • Team tokens — 36'572 tokens — 10% of the annualized inflation, allocated at 4.11.2022

  • Unlocked treasury tokens — 54'864 tokens

  • Inflation — 27.8%

Tokens usage 4.11.2020–4.11.2021

Statistics:

  • Circulating tokens at 4.11.2020–1'250'000

  • Tokens circulation on 4.11.2021–1'511'381

Additional tokens were used as follows:

  • Marketing tokens — 136'381 tokens

  • Team tokens — 125'000 — 10% of the annualized inflation, allocated at 3.11.2021

  • Periods inflation — 20.9%

More Data

Additional info:

Further info

Initially, inflation was 28.9% per year. Due to the crypto winter, we suppressed the inflation, resulting in a 6.8% annual inflation.

Initially, inflation was 36%. However, bonus and staking rewards were activated from April 2022 only; therefore, the final inflation is 27.8%.

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Uniswap
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The updated token model with the staking and rewards
Tokens Usage for 4.11.2024 - 4.11.2025
Tokens Usage for 4.11.2023-4.11.2024
Tokens Usage for 4.11.2022–4.11.2023
Tokens Usage for 4.11.2021–4.11.2022
Google sheet with some statistics
https://SmartCredit.io
https://twitter.com/Smartcredit_io
https://t.me/SmartCredit_Community