AI-driven Decentral Autonomous Bank

Our long-term goal is to deliver AI-driven Decentral Autonomous Bank. It's the bank that has all the same capabilities as TradFi custodial banks. But clients control their assets - not the bank. started as a fixed-term, fixed-interest borrowing platform. However, our long-term vision is to launch an AI-driven "Decentral Autonomous Bank" (DAB).

DAB offers the same functionality that traditional banks offer. However, the DAB doesn't control client assets as traditional banks do, but the clients have self-custodial asset custody. The clients choose which services of the DAB they use. The clients are not stuck with the service provider; they can switch anytime.

The key functionalities of traditional banks are:


Self custody

available via self-custodial wallets


available via self-custodial wallets

Credit and Lines of Credit

implemented via the Credit Lines

Lending and Fixed Income Funds

Implemented via the personal Fixed Income Funds

Fixed rate leveraged Lido staking

Implemented via fixed rate leveraged staking

Credit Scoring

User Segmentation

Transactions Monitoring

Fiat conversion on-ramp/off-ramp


Implemented in partnership with LetsExchange


Implemented, full activation after FATF regulations are introduced

Investment funds


Uncollateralized credit


When DAB gets implemented, there is no need for traditional banks anymore. Everyone will need only his wallet and access to

Further info

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