Regulations
DeFi regulations depend on the underlying business model. There are different regulations for the peer-to-pool-to-peer (most of DeFi) and peer-to-peer (SmartCredit.io)
Regulations are driven by the respective business models. So far, the crypto lending sector has two business models:
  • Peer-to-pool-to-peer - This is based on the pooling of assets and offering interest on these assets
  • Peer-to-peer - This is pure peer-to-per, without pooling any assets
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