SmartCredit.io is an AI-driven self-custodial neobank. It offers fixed-term / fixed- rate loans for the borrowers; fixed income funds for the lenders. Fiat on/off ramp. And no risk of bank run.
- AI-driven Continuous Transaction Monitoring for the wallets, exchanges and payment processors - for all crypto service providers(via https://smarttrust.io)
SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. See more in the Regulations.
SmartCredit.io does not have bank run risks like Aave, Compound, or other Money-Market based lending systems.
The Vision of SmartCredit.io is to offer all the financial services which traditional banks offer. However, self-custodial.