SmartCredit.io

AI-driven self-custodial neobank. DeFi fixed-term/fixed-interest loans for the borrowers. Personal fixed income funds for the lenders. AI and Big Data Analytics for blockchain businesses.

SmartCredit.io is an AI-driven self-custodial neobank. SmartCredit.io has 20'000 registered users.

Platform offers:

• Fixed-term, fixed-interest-rate collateralized loans for the borrowers via https://smartcredit.io

• Personal Fixed Income Funds for the lenders via https://smartcredit.io

• Fixed Rate Leveraged Lido staking for the investors via https://smartcredit.io

• Effective use of Collateral via the Positions Monitoring System via https://smartcredit.io

• AI-driven predictive Crypto Fraud Score - free to use for everyone via https://chainaware.ai

• AI-driven Crypto Trust Score - for crypto lenders via https://chainaware.ai

• AI-driven Continuous Transaction Monitoring - for the wallets, exchanges, and payment processors - for all crypto service providers(via https://chainaware.ai)

• Big Data based User Segmentation for revenue generation - for wallets, exchanges, and payment processors - for all crypto service providers(via https://chainaware.ai)

• Fiat on-ramp/off-ramp via https://smartcredit.io

• AI API and Borrow/Lend SDK's integrations for other wallets and platforms

• Staking and Rewards for the users via https://smartcredit.io

SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. See more in the Regulations.

SmartCredit.io does not have bank-run risks like Aave, Compound, or other money-market-based lending systems.

The Vision of SmartCredit.io is to offer all the financial services that traditional banks offer. However, self-custodial.

Tutorial videos:

• Video "SmartCredit.io intro"

• Video "How to borrow?"

• Video "How to borrow 1'000 USD stablecoins?"

• Video "How to connect your wallet with notifications?"

• Video "How to earn stable recurring income with Fixed Income Funds?"

• Video "How to mix variable interest rate and fixed interest rate?"

• Video "How to earn 50% + with borrowing?"

• Video "How to earn 30% + with lending?"

• Video "How to earn 15%+ on your collateral value?"

• Video "How to earn with staking?"

Further info

• SmartCredit.io Fixed-term Borrow/Lend: https://app.smartcredit.io

• ChainAware.ai AI-based Crypto Fraud Score: https://chainaware.ai

• ChainAware.ai AI-based Crypto Credit Score: https://chainaware.ai/credit-score

• ChainAware.ai Big Data based User Segmentation: https://chainaware.ai/segmentation

• ChainAware.ai API: https://swagger.chainaware.ai

• Medium: https://medium.com/smartcredit-io

• Twitter SmartCredit.io: https://twitter.com/Smartcredit_io

• Twitter ChainAware.ai: https://twitter.com/ChainAware

• Telegram: https://t.me/SmartCredit_Community