WBTC, WETH, ETH, USDT, USDC, DAI and many ERC20 tokens are supported as collateral. In total, the platform supports 22 collateral assets.

The loan requests are always over-collateralized. supports 20 collateral assets:

  • wETH, wBTC, and ETH

  • ERC20 tokens

  • Partners ERC20 tokens

  • Stablecoins

  • Our own SMARTCREDIT token

The loans are over-collateralized. The concrete Collateral Ratio for a loan depends on multiple parameters. See more details in the "Collateral Ratios section".

If the value of the collateral to the loan sinks to the Liquidation Ratio - then the loan will be liquidated. does not earn on the liquidations. See more details in the "Liquidation section".

Here is a detailed list of collateral assets, the link to the Etherscan, and the Liquidation ratios.

The tokens of our partners are marked in bold - we add the tokens of our partners into our collateral list. This increases the utility of our partner's tokens.

Tutorial videos:

Further info

Last updated