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Release 1.2 - Credit Lines

Credit Lines, Staking, Rewards, Fiat support

Release 1.2.0

Release 1.2 - Credit Lines, Staking, Rewards, new Collaterals, and Fiat support - was launched in April 2022.
Release 1.2 with Credit Lines, Staking and Bonus rewards launched
Several mini-Releases have been launched after Release 1.2.0. They are mainly focused on user feedback:

Release 1.2.1

Improvements:
  • Ledger ECDA signing issue fixed (user couldn't sign with Ledger ...)
  • TVL calculation breaks down if loan is not yet matched
  • Users can create multiple staking FIF's
  • Staking truncation issue with the decimals (if too many decimals, then error in staking creation)
  • FAQ migrated to Gitbook
  • Application links to the learn.smartcredit.io instead of the old FAQ
  • Withdraw ETH Collateral added to ETH Credit-Line
  • DeFiLlama integrated

Release 1.2.2

Improvements:
  • "Loan Repay" button to be disabled after liquidation started
  • Positions Monitoring System - send notifications to the linked telegram accounts about upcoming loan payment deadlines

Release 1.2.3

Improvements:
  • Liquidation flow improvements
  • Show "Total Staking Rewards" in the dashboard
  • Show "Lending Deposits" and "Borrowing Volume" on the dashboard
  • Adjust TVL calculation formula to DeFiLlama TVL calculation formula
  • Show collateral locked by the Credit Line

Release 1.2.4

Improvements:
  • Show how many FIF's are available for matching
  • Liquidation probability calculation update
  • Protection from the stablecoin de-peg
  • Fix URL's in the telegram bot messages
  • Add "Increase collateral" to any loan (previously only after 15% liquidation probability)
  • Show the liquidation ratio in the loan details
  • Repay button is available after the loan is repaid

Release 1.2.5

Improvements:
  • Dashboard loading speed much faster
  • Additional notifications enabled in Telegram bot (staking rewards, bonus rewards, loan matched, loan terminated, loan payment date getting close)

Release 1.2.6

Usability improvements:
  • Show cash back rewards APY direct in the dashboard
  • Show cash back rewards for a loan directly in the loan calculator

Release 1.2.7

Usability improvements:
  • Chat integrated to ask questions from the team
  • Usability improvements for the Credit Lines and Loan Calculator

Tutorial videos:

Further info