How are loan requests matched?

SmartCredit.io matches borrowers loan requests with lenders fixed income funds.

There are three components in the system:

• Borrowers define their collateralized loan requests with credit lines.

• Lenders define their fixed-income funds (FIF) and deposit the assets.

• SmartCredit.io is a matching engine, which matches borrowers’ loan requests with lenders’ fixed-income funds.

The matching engine is run centrally (in the future, decentrally). The matching engine cannot access client assets, but can only trigger the matching of the borrowers’ credit lines and the lenders’ fixed-income funds.

Borrowers, Leners and Matching Engine

The interest payments accumulate into the FIF's, which are then continuously matched with the new loan requests.

Tutorial videos:

• Video "SmartCredit.io intro"

• Video "How to borrow?"

• Video "How to borrow 1'000 USD stablecoins?"

• Video "How to connect your wallet with notifications?"

• Video "How to earn stable recurring income with Fixed Income Funds?"

• Video "How to mix variable interest rate and fixed interest rate?"

• Video "How to earn 50% + with borrowing?"

• Video "How to earn 30% + with lending?"

• Video "How to earn 15%+ on your collateral value?"

• Video "How to earn with staking?"

Further info

• SmartCredit.io Fixed-term Borrow/Lend: https://app.smartcredit.io

• ChainAware.ai AI-based Crypto Fraud Score: https://chainaware.ai

• ChainAware.ai AI-based Crypto Credit Score: https://chainaware.ai/credit-score

• ChainAware.ai Big Data based User Segmentation: https://chainaware.ai/segmentation

• ChainAware.ai API: https://swagger.chainaware.ai

• Medium: https://medium.com/smartcredit-io

• Twitter SmartCredit.io: https://twitter.com/Smartcredit_io

• Twitter ChainAware.ai: https://twitter.com/ChainAware

• Telegram: https://t.me/SmartCredit_Community