How are loan requests matched?
SmartCredit.io matches borrowers loan requests with lenders fixed income funds.
There are three components in the system:
Borrowers define their collateralized loan requests with credit lines.
Lenders define their fixed-income funds (FIF) and deposit the assets.
SmartCredit.io is a matching engine, which matches borrowers’ loan requests with lenders’ fixed-income funds.
The matching engine is run centrally (in the future, decentrally). The matching engine cannot access client assets, but can only trigger the matching of the borrowers’ credit lines and the lenders’ fixed-income funds.
The interest payments accumulate into the FIF's, which are then continuously matched with the new loan requests.
Tutorial videos:
Video "SmartCredit.io intro"
Video "How to borrow?"
Video "How to earn 30% + with lending?"
Video "How to earn with staking?"
Further info
SmartCredit.io Fixed-term Borrow/Lend: https://app.smartcredit.io
ChainAware.ai AI-based Crypto Fraud Score: https://chainaware.ai
ChainAware.ai AI-based Crypto Credit Score: https://chainaware.ai/credit-score
ChainAware.ai Big Data based User Segmentation: https://chainaware.ai/segmentation
ChainAware.ai API: https://swagger.chainaware.ai
Twitter SmartCredit.io: https://twitter.com/Smartcredit_io
Twitter ChainAware.ai: https://twitter.com/ChainAware
Telegram: https://t.me/SmartCredit_Community
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