AI-based Crypto Credit Score for Lenders
Trust scoring allows separating good borrowers from less good borrowers. Good borrowers will receive better conditions and vice versa.
SmartCredit.io uses the AI-based crypto trust scoring engine of https://smarttrust.io, seamlessly integrated into SmartCredit.io.
Trust scoring is relevant only for borrowers and not for lenders. AI-based blockchain analytics calculations are done for every account automatically in the background.
The crypto trust score is based on the following calculations:
- AI-based blockchain analytics of inflows and outflows from the Ethereum account, and other blockchain-based data
- Social graph analysis
A better crypto trust score means:
- Fewer payments into the Loss-Provision Fund for the borrower, which means less interest to be paid to the borrower