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Trust Score

Trust scoring allows separating good borrowers from less good borrowers. Good borrowers will receive better conditions and vice versa.
SmartCredit.io uses the trust scoring engine of https://smarttrust.io, which is seamlessly integrated into SmartCredit.io.
Trust scoring is relevant only for borrowers; it’s not relevant for lenders.
The trust score is based on the following calculations:
  • AI-based blockchain analytics of inflows and outflows from the Ethereum account
  • Social graph analysis
AI-based blockchain analytics are done for every account automatically in the background.
A better trust score means:
The borrower can directly monetize his data via trust scoring at https://smarttrust.io.
Tutorial videos: