Trust Score

Trust scoring allows separating good borrowers from less good borrowers. Good borrowers will receive better conditions and vice versa.

SmartCredit.io uses the trust scoring engine of https://smarttrust.io, which is seamlessly integrated into SmartCredit.io.
Trust scoring is relevant only for borrowers; it’s not relevant for lenders.
The trust score is based on the following calculations:
AI-based blockchain analytics of inflows and outflows from the Ethereum account
Social graph analysis
AI-based blockchain analytics are done for every account automatically in the background.
A better trust score means:
Fewer payments into the Loss-Provision Fund for the borrower, which means less interest to be paid for the borrower
Better collateral ratio while borrowing
The borrower can directly monetize his data via trust scoring at https://smarttrust.io.
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Tutorial videos:
Video "SmartCredit.io intro"
Video "How to borrow?"
Video "How to borrow 1'000 USD stablecoins?"
Video "How to connect your wallet with notifications?"
Video "How to earn stable recurring income with Fixed Income Funds?"
Video "How to mix variable interest rate and fixed interest rate?"
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Oracles

Loss Provision Fund

Last modified 24d ago